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FlagshipGet Ready to Supercharge your Career with Eduzi's flagship

Credit Analyst Program

Get into high paying Credit Analyst, Risk Analyst, Rating Analyst, Research Analyst jobs

  • 100% Placement Assistance
  • Dedicated Career Services
  • Financial Modelling Workshop

Our Alumni Work in Prestigious Banks, Top Rating Agencies and Leading MNC’s

50 +

Mentors

6 LPA

Minimum CTC

25.5 LPA

Highest Recorded CTC

100 Hrs

Course Content

Our Alumni Work in

Prestigious Banks, Top Rating Agencies and Leading MNC’s

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About

Credit Analyst Program

A credit analyst presenting financial charts

Credit Analyst · Risk Analyst · Rating Analyst · Research Analyst

This program helps working professionals to get into high paying “Credit Analyst/Risk Analyst/Rating Analyst/Research Analyst” jobs in reputed domestic and international Banks, Financial Institutions, NBFC’s, Credit Rating Agencies and MNC’s.

The program is offered in collaboration with leading top-level and highly qualified professionals from industry giants and MNC’s such as HSBC, Goldman Sachs, CRISIL, Citi Bank, Axis Bank and many more.

Course Duration

6 Months(3 Months Up-Skilling + 3 Months Placements), if completed as per the schedule

Eligibility

MBA, M.Com, B.Com, BBA, B.Sc, B.Tech, CA, CMA, BA, etc., with min 1+ year of experience

Online

Recorded classes with 100+ hrs course content and study material

Scholarships

Up to 2,500/-
(Send your resume for Scholarship eligibility)

Program features

Eduzi’s Credit Analyst Program to Transition Your Career into Finance

  • Recorded Sessions (Self-paced)

    Master credit appraisal, solve case studies, get interview tips, and clear doubts with industry experts in our weekend live sessions!

  • AI-Powered Mock Interviews

    Practice mock interviews with our cutting-edge AI-powered tool, receive instant tailored feedback, and refine your skills with numerous interview questions to boost your confidence!

  • Financial Modeling Workshop

    Master MS Excel, Financial Statement Analysis, Ratio Analysis, and Cash Flow & Fund Flow Analysis to sharpen financial modeling skills!

  • Industry Recognized Certificate

    Earn the "Eduzi Credit Analyst" certificate upon completion, boosting your professional credentials.

  • Dedicated 1-to-1 Mentor for Every Learner

    Gain personalized guidance, industry insights, and valuable knowledge sharing, along with career advice, course support, and practical experience to ensure a smooth learning journey!

  • Capstone Project

    Work on a real-world credit proposal to enhance your resume and provide strong talking points for interviews.

How it works

The “Credit Analyst Program” is a 6-month program delivered virtually.

1-3 months
  • Online Live Classes on Weekends (Or) Recorded Classes (Self Paced Study).
  • Mentor Support and Doubt Clarification.
  • Capstone Project.
  • Resume and LinkedIn profile enhancement.
  • Mock Interviews.
4-6 months
  • Placements Track - Access to Eduzi’s dedicated placement portal, AI Mock Interview tool and Attending Interviews referred by Eduzi.

What is the structure of the program?

Book a Free Demo
  1. 1

    Interested candidate to contact Eduzi admissions office.

  2. 2

    Eduzi team would screen the candidate for fitment for the program via quick call.

  3. 3

    Candidates get enrolled to the program by paying the non refundable upskilling fees.

  4. 4

    Attend Online Live Weekend (Saturday and Sunday) classes for 3 months (Or) Learn at your own pace 24x7.

  5. 5

    Complete regular assignments and Capstone project.

  6. 6

    Resume and LinkedIn profile enhancement and mock interview sessions.

  7. 7

    All the successful candidates commence placement services through Eduzi after signing of the Income Sharing Agreement.

  8. 8

    Attend interviews referred by Eduzi placement team and get job offers.

  9. 9

    Pay 8% of one year’s CTC in 11 instalments after getting a job.

Eligibility

Who can join this program?

MBA, M. Com, B. Com, BBA, B.Sc., B. Tech, CA, CMA, BA, etc., with minimum 1+ year of experience.

  1. 1Your qualification
  2. 2Your experience
  3. 3Your result
What is your qualification?

Watch the video

Who is a Credit Analyst?

The term Credit Analyst refers to a financial professional who assesses the Creditworthiness of securities, individuals, or companies.

Request a Call

The Professionals guiding you forward

Meet Your Mentors

Our classes are not taken by regular college/university professors but by real and highly successful working professionals from large MNC’s like Goldman Sachs, HSBC, Citi Bank, CRISIL, Axis Bank and many more.

We start from basics of what credit analysis is and make you understand the whole gamut of credit risk. We teach you right from the guiding principles to advanced concepts with Indian and international backdrop.

Request a call
  • Krishna Gopal

    Master Mentor

    Krishna Gopal

    With over 15 years in Finance and Banking, He has been a key pillar of our program’s success. Starting as a Credit Analyst at CRISIL, he handled complex assignments and later led credit underwriting teams at various Indian Banks. In his most recent role with HSBC, he served as an approving authority for mid market corporate credit in North America.

  • Sushma

    Master Mentor

    Sushma

    With nearly 15 years of experience in Finance & Consulting, holds an Engineering degree and an MBA from TAPMI, Manipal. As an Associate Director at CRISIL, she led credit ratings for the real estate and infrastructure sectors. Known for her patience & unbiased guidance, she brings a wealth of knowledge to her mentorship.

  • Srihari A

    Master Mentor

    Srihari A

    A Chartered Accountant and passionate mentor, simplifies finance for students with ease. He began his journey at ICICI Bank, later leading Credit and Business Development teams at CRISIL, Prasad Seeds and ICRA. Now the Business Development Head for AP and Telangana at ICRA, he is a respected name in the domestic banking sector.

  • Sandesh G

    Master Mentor

    Sandesh G

    A dynamic & compassionate professional, holds an MBA from IIT Chennai. Starting as a Ratings Analyst at CRISIL, he quickly rose to team leader, later excelling in sales and marketing at HDFC. Now a Vice President at a leading MNC, he shares his wealth of finance experience by mentoring students and professionals.

LEARN FROM THE BEST - Mentors Include Alumni from

Mentors include alumni from HSBC, Goldman Sachs, CRISIL, Citi Bank, Axis Bank and more

Our highly motivated and qualified teams involved in helping you learn credit and crack high paying jobs in Banks and MNCs.

  • Krishna Gopal

    Krishna Gopal

    HSBC, IDFC, Axis Bank and CRISIL

  • Ganesh

    Ganesh

    Axis and IDFC First Bank

  • Sushma

    Sushma

    E&Y, CRISIL

  • Srihari A

    Srihari A

    ICICI, CRISIL, Acuity Ratings & ICRA

Eduzi learner
Learner atEduzi
  • Sekhar

    Sekhar

    Irevna, CRISIL and KPMG

  • Sandesh G

    Sandesh G

    Citi, HDFC Bank and CRISIL

  • NSK Sharma

    NSK Sharma

    IMT Ghaziabad, CRISIL

  • Lingadhar D

    Lingadhar D

    Deloitte and S&P Global

Alumni

Success Stories

Our program has successfully helped professionals from diverse backgrounds like Operations, Branch Banking, Sales, and Relationship Management transition into the Credit/Finance domain, landing roles such as Credit Analyst, Credit Manager, Ratings Analyst, Financial Analyst and AVP Credit in top banks and MNCs.

Through hands-on training, expert mentorship, and strong career support, our alumni have achieved significant salary hikes and secured their dream finance roles. Join us and start building your own success story!

25.5LPA

Highest Recorded CTC

6LPA

Minimum CTC

  • Pranay
    PranayPlaced atICICI
  • Ram K
    Ram KPlaced atMorgan Stanley
  • Ladi Rabiteja
    Ladi RabitejaPlaced atTCPL
  • Ramesh G
    Ramesh GPlaced atCredit Vidya
  • Vignesh V
    Vignesh VPlaced atCrisil
  • Nagarajuna
    NagarajunaPlaced atIDFC
  • Sayed Sadik
    Sayed SadikPlaced atHDFC
  • Ramesh
    RameshPlaced atKotak
  • Abhishek G
    Abhishek GPlaced atGoldman Sachs
  • Swetha
    SwethaPlaced atHSBC
  • Trilok
    TrilokPlaced atHSBC
  • Rama Krishna
    Rama KrishnaPlaced atHDFC
  • Abhinav
    AbhinavPlaced atWells Fargo
  • Gokul
    GokulPlaced atAxis Bank
  • Prem
    PremPlaced atKotak

Free counselling

Consult with Our Career Advisor

AND GET

  1. 01Personalized Career Roadmap
  2. 02Expert Career Transition Advice
  3. 03Key Program Highlights

Explore Our Key Benefits and

Program Highlights

Learners in a program sessionMentor guiding a learner
Know More
  1. 100% Placement Assistance

    We connect candidates with active Credit and Finance job opportunities and guide them to secure Credit Analyst roles in top banks, NBFCs, rating agencies, or MNCs.

  2. Dedicated Career Services

    Our career services offer a strong hiring network, resume and LinkedIn profile building, interview prep, AI mock interviews, and 1-on-1 mentorship to help you succeed.

  3. Financial Modelling Workshop

    This program offers a financial modeling workshop covering MS Excel, Financial Statement Analysis, Ratio Analysis, and Cash Flow to build key skills for roles like Credit Appraisal, Equity Research, Investment Banking, etc.

Certificate

Get Certified

Upon successfully completing this program, you’ll earn a “Eduzi Credit Analyst” certificate.

  • This certification will add considerable value to your professional credentials.
  • Add it to your LinkedIn, share it on Twitter & WhatsApp, or via Email. Make your profile stand out everywhere.
WWW.EDUZI.IN

Certificate of

Completion

Awarded to

Your Name

has successfully completed the curriculum prescribed by the Eduzi Academy for

Credit Analyst Program

Eduzi Academy

www.eduzi.in

Krishna Gopal

presented by T S KRISHNA GOPAL

Mentors helping learners

Get Your Doubts Clarified Faster than in Offline Classes

Our highly motivated team of experts are ready to help you with your doubts

50+Mentors to Resolve Your DoubtsIncluding Credit Professionals from leading Banks and MNCs.
  • Message
  • Email
  • Phone call
  • Zoom call
Book a Free Demo

Why Eduzi

Why Choose Eduzi?

Compare Eduzi’s benefits with other upskilling platforms and see the difference.
  • Curriculum

    Eduzi’s Credit Analyst Program
    Designed to meet companies current requirements
    Other upskilling platforms
    Not Aligned to industry requirement
  • Doubt clarification and Mentor support

    Eduzi’s Credit Analyst Program
    50+ highly qualified Working Professionals and Mentors ready help you
    Other upskilling platforms
    No qualified mentors
  • Trainers

    Eduzi’s Credit Analyst Program
    Alumni of IIT, IIM and top B-schools and MNCs like HSBC, Citi Bank, Crisil, etc.
    Other upskilling platforms
    No real world experience
  • Careers

    Eduzi’s Credit Analyst Program
    Exclusively into Credit (Analytical role)
    Other upskilling platforms
    Sales and operations roles (Low End)
  • Placement Opportunities

    Eduzi’s Credit Analyst Program
    Large network of Hiring Partners
    Other upskilling platforms
    Limited Hiring Partners
  • Pedagogy

    Eduzi’s Credit Analyst Program
    Case Study Approach and Real work Environment Simulation (Highly Practical)
    Other upskilling platforms
    Only Textbooks and Theoretical
  • Upskilling

    Eduzi’s Credit Analyst Program
    Real and highly successful working professionals from large MNCs like Goldman Sachs, Citi Bank, HSBC, CRISIL, Axis Bank and many more
    Other upskilling platforms
    Regular College/University professors with no real work experience
  • Fees

    Eduzi’s Credit Analyst Program
    Pay Major fee after placement
    Other upskilling platforms
    Pay full fee before joining
  • AI Mock Interviews

    Eduzi’s Credit Analyst Program
    Eduzi’s dedicated AI platform
    Other upskilling platforms
    NO
  • Expert Mock Interviews

    Eduzi’s Credit Analyst Program
    With Industry Professionals and HR Panels
    Other upskilling platforms
    NO
  • Scheduling Interviews

    Eduzi’s Credit Analyst Program
    Yes
    Other upskilling platforms
    NO
  • Salary Negotiation with Companies

    Eduzi’s Credit Analyst Program
    Yes
    Other upskilling platforms
    NO

Fees

Course Fee

  1. Pay the admission fee and start learning.

  2. Complete the 3 months of Online/Recorded classes, Capstone Project and assessments.

  3. Join the Placements by signing the Income Share Agreement.

  4. Get placed in top companies and Pay 8% of your annual CTC (to be paid in 11 monthly instalments), after you get a job above 6 LPA

3 Months Up-skilling Track
(Self-paced)

Original price 50,000/-

Offer price 39,999/-

Non-refundable Upfront Fee

Cost of Up-skilling Includes - Recorded Classes, Doubt Sessions, Mentor Support, Capstone Project, Interview Prep, Life time Access To Content, LinkedIn Profile Builder, Resume Builder, Program Certificate.

3 Months Placement Track
(If completed as per schedule)

8% of CTC

Pay after you get a job

Get Placed in Top Banks/MNC’s via our Hiring Partners and Pay 8% of Your first Annual CTC (to be paid in 11 monthly installments).

Start Your Upskilling Today

Book a Free Demo

Additional Scholarships Up to - 2,500/-

What’s included?

  • Classes: Recorded Sessions (Self-paced) with up to 100 Hrs. Course Content
  • Scheduled Doubt Sessions, 50+ Mentors to help you
  • Lifetime Access to classes and study material
  • Financial Modelling Workshop
  • Case Study-Based Learning with Comprehensive Resources
  • Trainers: Top B-School Alumni & Industry Experts in MNCs like CRISIL, ICRA, etc.

Case studies

Dedicated Career Services

  • 100% Placement Assistance
  • Hiring Partners
  • Interview Prep
  • Resume and LinkedIn Profile Building
  • 1-on-1 Mentorship
  • AI-Powered Mock Interviews
  • Mock Interviews by Industry Professionals and HR Panels
  • Scheduling Interviews
  • Access to Dedicated Placement Portal
  • Higher Salary Negotiation with companies

Eduzi’s Credit Analyst Program is not a Job Guarantee Program.

Credit Analyst Program

Curriculum

12 modules

Skills you’ll gain

  • Introduction to the "Credit Analyst Program
  • Introduction to Credit
  • Business Risk Profile Analysis of a Corporate
  • Financial Statements
  • Management Risk Profile
  • Collateral Evaluation
  • Loan Structuring and Documentation
  • Credit Monitoring and Control
  • Detailed Credit Appraisal Process - Appraisal Note Preparation
  • Research Tools
  • Resume + LinkedIn Building Session
  • Interviews and Feedback

  • End to End process flow.
  • Introduction to "Eduzi Learning App".
  • How to get best results from the program.
  • Resources available for the learners

  • Understanding the role and importance of credit appraisal in corporate lending.
  • Key stakeholders involved in credit appraisal.
  • Overview of the credit appraisal process: Application, Documentation, Analysis, Decision-making, Sanction, Monitoring.
  • Types of risks in credit appraisal: Financial, Business, and Management risks.
  • Techniques for assessing credit risk: Quantitative and Qualitative methods.
  • Identifying and mitigating risks in credit appraisal: Risk mitigation strategies and Risk control measures

Case Study - Cyberabad Foods Pvt Ltd.

Industry Analysis

  • Understanding Industry dynamics and trends, Assessing Industry risk factors, Industry-specific financial ratios and benchmarks, Industry analysis frameworks and tools.

Market Position

  • Basics/Concepts - Market Share, Competitive Advantage, Concentration Risks, Customer Base, Sales and Revenue Trends, Pricing Strategy, Market Outlook.

Operating Efficiency

  • Basics/Concepts - Key cost drivers, Price volatility of key raw materials/inputs, Level of integration, Capacity utilization and flexibility, Technology, Working Capital Management and Brand Equity.

Project Risk

    Project Implementation Risks, Time and Cost Overruns.

    Case Study 1 - Apple Inc.

    Case Study 2 - Megha Engineering & Infrastructures Limited.

    Case Study 3 - Thai Union Group Pic.

    Case Study 4- Hygro Chemicals Pharmatek Pvt Ltd

  • Basics - P&L, Balance sheet, Cash flow and Ratio Analysis.
  • Advanced - P&L, Balance sheet, Cash flow and Ratio Analysis. Financial Modelling and Risk Profile.
  • Past Financials, Current Financials, and Projecting financials for the future.
  • Financial Modelling.
  • Accounting Quality.
  • Cash Flows and Financial Flexibility.

Case Study - Kapston Facility Management Services Ltd.

  • Competency, Integrity and Risk Appetite

Case Study - Joyalukkas India Ltd.

  • Role of collateral in credit appraisal: Securing the loan and Reducing credit risk.
  • Types of collateral and their valuation methods: Real Estate, Inventory, Book Debts, Equipment.
  • Legal and regulatory aspects of Collateral: perfection of Security Interest, collateral documentation.
  • Evaluating collateral adequacy and quality: loan-to-value ratio, collateral coverage ratio.
  • Setting credit limits and terms: Determining appropriate credit limits and loan terms.
  • Credit scoring models and credit rating agencies: understanding their role in credit assessment.
  • Making informed credit decisions: weighing the risks and benefits, considering loan structure options.

Case Study: Suvarna Pvt Ltd.

  • Loan structuring principles and strategies: Matching the loan structure to the borrower's needs and risk profile.
  • Loan covenants and conditions: Types of covenants and their monitoring requirements.
  • Loan documentation requirements: preparing loan agreements, security documents, and other legal documents.
  • Legal and regulatory aspects of loan documentation: Ensuring compliance with applicable laws and regulations.

Case Study: Marine Cold Storage Pvt Ltd.

  • Importance of credit monitoring and control: Tracking borrower performance and managing credit risk.
  • Early warning signals and problem loan identification: Recognizing signs of deteriorating credit quality.
  • Remedial measures and credit risk mitigation: Strategies for addressing problem loans and managing default risk.

Case Study: Rohan Batteries Private Limited.

Case Study 1: Bhagiradha Chemicals Ltd.

Case Study 2: - Sigachi Industries Limited.

Probe42, CRILC, Bloomberg Terminal, S&P Capital IQ Pro, Restricted Lists, Wilful Defaulters List, CRISIL Research.

Interview Basics + Skills + Most Common Credit Interview Q&A.

  • Mock Interviews by Industry Professionals and HR Pannels.
  • Detailed Feedback with Strengths and Areas of Improvements.

Everything You Need To Know

Frequently Asked Questions?

Training Details

  1. The “Credit Analyst Program” is a 6-month program delivered virtually.

    1-3 months

    • Online Live Classes on Weekends (Or) Recorded Classes (Self Paced Study).
    • Mentor Support and Doubt Clarification.
    • Capstone Project.
    • Resume and LinkedIn profile enhancement.
    • Mock Interviews.

    4-6 months

    • Placements Track - Access to Eduzi’s dedicated placement portal, AI Mock Interview tool and Attending Interviews referred by Eduzi.
  2. Class recordings would be available with life time validity for reference and self-paced learning.

    • Interested candidate to contact Eduzi admissions office.
    • Eduzi team would screen the candidate for fitment for the program via quick call.
    • Candidates get enrolled to the program by paying the non refundable upskilling fees.
    • Attend Online Live Weekend (Saturday and Sunday) classes for 3 months (Or) Learn at your own pace 24x7.
    • Complete regular assignments and Capstone project.
    • Resume and LinkedIn profile enhancement and mock interview sessions.
    • All the successful candidates commence placement services through Eduzi after signing of the Income Sharing Agreement.
    • Attend interviews referred by Eduzi placement team and get job offers.
    • Pay 8% of one year’s CTC in 11 instalments after getting a job.
  3. The term Credit Analyst refers to a financial professional who assesses the Creditworthiness of securities, individuals, or companies. Credit analysts determine the likelihood that a borrower can repay their financial obligations by reviewing their business,financial and management risk profiles and determining whether the state of the subjects financial health and the economic conditions are favorable to repayment.

    Credit analysis is one of the most enriching career options for a professional wanting to pursue a career in finance. The job requires sharp analytical skills and a keen interest to analyze financials and operational information pertaining to a company.It provides you an opportunity to take part in discussions with the top management of the client and conduct independent research to make an overall assessment of the credit profile of the borrower.

    A Credit Analyst analyses financial information from various sources (company balance sheets, news reports, etc.) and assesses the risk of issuing credit to the client. These professionals are mostly employed in corporate lending arms of Banks, investment Banks, Credit Rating Agencies, Financial Institutions, Mutual Fund houses, and Private Equity firms.

  4. The medium of instruction at Eduzi is English. All lectures are delivered in English. As part of the curriculum, we also help you develop your written and verbal communication skills that help you become more employable.

  5. The curriculum covers from Foundation to Advanced topics. The program can be undertaken part time (you can continue as a working professional full-time) and requires a time commitment of about 8- 10 hours a week including lecture delivery hours, assignments and projects.

  6. Eduzi Academy is one of the fastest growing upskilling and job training Edtech platforms offering its flagship course “Credit Analyst Program”. The program differentiates with others in the market with its holistic and comprehensive nature and by being taught by highly successful real-time working professionals from leading Banks, FIs, NBFCs and MNC’s. Also, it is not taught in a theoretical/ traditional manner but is well known for its practical style which includes numerous real-world cases. It provides an in-depth coverage and a deep understanding of credit appraisal and analysis. The program covers more than any other credit risk program, giving you an Indian and global perspective on credit risk management and preparing you to be a highly successful credit analyst. Also, with the placement assistance and large network of hiring companies and consultants, we will leave no stone unturned to get you placed in leading Banks and MNC’s.

Credit Analyst Program

Start Your Upskilling Today

Book a Free Demo
  • 39,999/-Non-refundable Upfront Fee
  • 8% of CTCPay after you get a job
  • 50+Mentors to Resolve Your Doubts
  • Additional Scholarships Up to - 2,500/-
  • 100% Placement Assistance
  • Hiring Partners
  • Interview Prep
  • Resume and LinkedIn Profile Building
  • 1-on-1 Mentorship
  • AI-Powered Mock Interviews
  • Mock Interviews by Industry Professionals and HR Panels
  • Scheduling Interviews
  • Access to Dedicated Placement Portal
  • Higher Salary Negotiation with companies

Download Our Brochure